Credit Card Reviews

Capital One Venture Credit Cards Overview

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When it comes to Venture card options from Capital One there are three major offerings: the Venture One Rewards, the Venture Rewards and Venture X. Here I’ll offer an in-depth look into the advantages and opportunities available through these cards and discuss how to maximize your earnings from purchases, as well as take a closer look at the specific benefits offered by each.

Venture One Card

VentureOne Rewards credit cards give the customer the ability to accumulate miles redeemable for hotels, flights and car rentals. You will earn 1.25 miles per dollar spent on every purchase, everyday with no annual fee. Additional benefits include:

  • Enjoy 20,000 bonus welcome miles when you spend $500 within 3 months.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel.
  • No foreign transaction fees
  • Rental car collision damage waiver
  • Miles will not expire as long as your card remains active
  • If you lose your card or it gets stolen, you won’t face any charges from transactions made without your authorization.

Venture Card

Venture Rewards credit card is an appealing option for travelers with excellent credit. An annual fee of $95 applies but cardholders earn an unlimited 2 miles per dollar spent on purchases. Additionally you can earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel. All of the benefits offered with the Venture One Rewards Card are included, as well as:

  • Earn 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months of account opening.
  • Receive $100 credit for TSA PreCeck or Global entry.
  • Two complimentary visits per year to Capital One lounges.
Capital One airport lounge
DFW Capital One Lounge

Venture X Card

The premier travel credit card option offered by Capital One is the Venture X Rewards Card. With an annual fee of $395, you will earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. All of the benefits offered in the Venture One and Venture credit cards are included as well as:

  • Earn 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months of account opening.
  • Earn unlimited 5X miles on flights booked through Capital One Travel.
  • Earn 2 miles on all other purchases.
  • Unlimited access for yourself and two guests at all Capital One Lounges, and access to over 1300 other lounges through your included Priority Pass membership.
  • $100 credit per booking at hotels and resorts from the Premier Collection.
  • Earn 10,000 anniversary bonus miles.
  • Receive an annual $300 travel credit towards purchases through Capital One Travel.
  • Referral Bonus: Refer family and friends for a Venture X card and if they are approved you can earn up to 100,000 bonus miles.

Hertz partnership with Capital One provides provides additional benefits and rewards to its members such as complimentary status upgrades for Venture X and Venture cardholders in the Hertz Gold Plus Rewards car-rental loyalty program. Eligible Venture X cardholders can enjoy savings on Hertz base rates as well as other exclusive discounts and perks such as President’s Circle status while Venture card holders can enjoy Herts Five Star status.

Hotel Partners

Capital One hotel partners list is quite small but nonetheless an important aspect to travel. Choice Hotels and Wyndham offers a 1:1 ratio while Accor offers a 2:1 ratio.

Airline Partners

Currently, Capital One partners with 15 airlines allowing you to convert your Capital One miles into their frequent flier program miles or points. Below are a few selected airline partners. Note: All airline partners offer a transfer rate of 1 : 1 ratio with the exception of Eva Air which is 2 : 1.5.

Transfer Partners
Aero Mexico: Club PremierBritish Airways: AviosQantas: Qantas Frequent Flyer
Air France / KLM: Flying BlueEmirates: SkywardsSingapore Airlines: KrisFlyer
Air Canada: AeroplanEtihad: Sky GuestTAP Air Portugal: Miles & Go
Cathay Pacific: Asia MilesEva Air: Infinity MilageLandsTurkish Airlines: Miles&Smiles
Avianca: LifeMilesFinnair: Finnair PlusVirgin: Virgin Red
Capital One Airline Transfer Partners

Capital One has strong travel rewards cards, but lacks the comprehensive travel offerings that are found through Chase and AMEX. It doesn’t offer quite as good lounge access, hotel programs and redemption options aren’t nearly as comprehensive. However, if you are able to qualify for the Venture X Rewards credit card, the annual 10,000 bonus miles and additional miles earned when booking car rentals, flights and hotels through Capital One Travel is attractive.

Editorial Note: Information and opinions articulated in this article are solely those of the author’s, not those of a credit card company, bank, airline or hotel chain. This article has not been reviewed or approved by or otherwise endorsed by any of these companies or organizations.

Travis is a Senior Editor at Miles Junkie. An avid outdoorsman, you'll see him shredding the slopes of Colorado in the winter and cutting rounds to heat his home in the national forests during the summer. He lives with his wife and three dogs in southwest Colorado.

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