Credit Card Reviews

Citi Premier Credit Card – Overview

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Citi Premier Card
Citi Premier Card

The Citi Premier credit card is a popular travel rewards credit card by Citibank. It offers a range of benefits and features that cater to frequent travelers, making it an appealing choice for frequent travelers. In this review, we will take an in-depth look at what the Citi Premier credit card has to offer and how to maximize your points earning potential while traveling.

Earning Points and Benefits

The main selling point of the Citi Premier credit card is its rewards program. It offers a generous sign-up bonus and if you book your travel accommodations through the Citi Travel portal, you will significantly increase your ‘Thank You’ points earned per dollar spent. Additional ways to earn points with the Citi Premier card include:

  • Current 60,000 bonus points if you spend $4,000 in the first 3 months of card activation.
  • 3X points at restaurants, gas stations, hotels, supermarkets and air travel.
  • 1X points on all other purchases.
  • No foreign transaction fees.
  • No limit on points you can accumulate.
  • Points will not expire as long as you card is active.
  • $95 annual fee.
  • Earn 10X points per dollar spent when booking your car rentals and/or hotel stays through the Citi travel portal. This perk ends 6/30/2024.
  • Receive an “Annual Hotel Savings Benefit”. This includes $100 off a single hotel stay of $500 or more per calendar year.

Airline Partners

The Citi Premier credit card is a popular choice among frequent travelers due to its fairly wide range of airline partners. Transfers are fee-free but require a minimum of 1,000 points. Airline partners of the Citi Premier credit card include:

Transfer Partners
Air France — 1:1Etihad Guest — 1:1Singapore Airlines — 1:1
Aeromexico — 1:1Eva Air — 1:1Thai Airways — 1:1
Avianca — 1:1JetBlue — 1:1Turkish Airlines — 1:1
Cathay Pacific — 1:1Qantas — 1:1Virgin Atlantic — 1:1
Emirates — 1:1Qatar Airways – 1:1
Citi Thank You Points Airline Transfer Partners

Hotel Partners

Citi Premier card holders have three options when it comes to hotel partners. Wyndham, Accor Live Limitless, and Choice Privileges. Wyndham offers a 1:1 ratio, Accor a 1:0.5 and Choice Privileges has a 1:1.5 ratio.

Conclusion

The Citi Premier credit card coupled with Thank You rewards offers a wide range of benefits to cardholders. With its generous welcome bonus, solid rewards rates, and flexible redemption options, this credit card is an ideal choice for those who enjoy traveling and want to earn flexible rewards. One nice feature of the Citi Premier credit card is the ability to earn 10X Thank You points when booking hotel/car rentals (excluding flights) through its travel portal. The Citi Premier credit card may pale in comparison to the benefits/points offered to card holders of the Chase Sapphire Reserve, Capital One Venture X or American Express Platinum credit cards. But with a modest annual fee of $95, the points you can earn through travel and everyday purchases, it may be right for you if you want to accrue rewards with a specific transfer partner or find the current sign-up bonus irresistible.

Editorial Note: Information and opinions articulated in this article are solely those of the author’s, not those of a credit card company, bank, airline or hotel chain. This article has not been reviewed or approved by or otherwise endorsed by any of these companies or organizations.

Travis is a Senior Editor at Miles Junkie. An avid outdoorsman, you'll see him shredding the slopes of Colorado in the winter and cutting rounds to heat his home in the national forests during the summer. He lives with his wife and three dogs in southwest Colorado.

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