Credit Card Reviews

Southwest Rapid Rewards Business Credit Cards

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Southwest Rapid Rewards Premier Business Card from Chase

Are you a frequent flyer on Southwest Airlines and a small business owner? If so, you may be considering a Southwest Rapid Rewards Business credit card. These cards offer a variety of benefits that can help you save money and earn more rewards each time you fly with Southwest. Let’s take a closer look at the Premier Business and Performance Business cards.

Premier Business Card

With an annual fee of $99, which is $100 lower than the Performance Card, you can earn 60,000 points when you spend $3,000 on purchases in the first 3 months. Additional benefits included with he Southwest Rapid Rewards Premier Business credit card are as follows:

  • Earn 6,000 points every year on your card member anniversary date.
  • Earn 3 points per dollar spent on Southwest Airlines purchases.
  • 2 points for every dollar on Rapid Rewards hotel and car rental partner purchases and on local transit and commuting including ride share.
  • Earn 1 point for every dollar you spend on other purchases.
  •  Earn 1,500 Tier Qualifying Points (TQPs) towards A-list status for every $10,000 spent with no cap.
  • 2 early bird check in’s per year.
  • Get reimbursed up to $500 in statement credits every anniversary year when you use the card to transfer points to another Rapid Rewards Member.
  • 25% discount on all inflight purchases.
  • No foreign transaction fees, employee cards at no additional cost and earn points on employee spending.

In addition to earning rewards points, members of the program also enjoy several exclusive benefits such as priority boarding and no blackout dates / seat restrictions when using the rewards program.

Performance Business Credit Card

With a higher annual fee than the Premier Card, as you’d expect — there are some additional advantages to having the Performance Business card like free WiFi on flights, TSA PreCheck credit and the ability to earn Tier Qualifying Points. Here’s a quick rundown:

  • Annual fee $199.
  • Earn 9,000 points every year on your card member anniversary date.
  • Earn 4 points per dollar spent on Southwest airlines purchases.
  • Earn 3 points per dollar you spend with Rapid Rewards hotel and car rental partners.
  • Earn 2 points for every dollar you spend on social and search engine advertising, internet, cable and phone services. And 2 per dollar spent on local transit and commuting including ride share
  • Earn 1 point for every dollar you spend on all other purchases.
  • Earn 4 upgraded boarding’s per year, when available.
  •  Earn 1,500 Tier Qualifying Points (TQPs) towards A-list status for every $10,000 spent with no cap.
  • Receive a $500 fee credit for point’s transfers each year.
  • Global Entry or TSA PreCheck fee credit in the form of a statement credit of up to $100 every 4 years.
  •  Earn 365 inflight WIFI credits per year (as $8 statement credits – good for 365 1-day wifi purchases).
  • no foreign transaction fees and employee cards at no additional fee.

Travel Protection & Security Features

The Southwest Rapid Rewards Business credit cards also include several protective measures that help ensure your safety when traveling abroad or making online purchases. First and foremost, it provides purchase protection against unauthorized charges in case your card is lost or stolen. It also offers extended warranty protection for eligible items purchased with the card as well as travel accident insurance for eligible trips paid for with the card. In addition to these features, members are also enrolled in Mastercard’s Global Service network which provides 24/7 support in case of an emergency while traveling overseas.

Final Thoughts

It appears the Performance Business credit card is likely a better option if you are considering one of the two cards, and is likely worth the additional $100 annual fee. Right off the bat you earn an additional 3,000 points just for being a member every year, an additional point spent on Southwest purchases and on hotel and car rental partner purchases, four upgraded boardings per year, inflight WIFI credits and global entry or TSA pre check fee credit. That said, both cards have the ability to earn TQPs, with no cap on earning — so you can earn coveted elite status all the way up to Companion Pass status without even flying. But the Performance card is well worth the additional $100 no matter how big your company may be.

Editorial Note: Information and opinions articulated in this article are solely those of the author’s, not those of a credit card company, bank, airline or hotel chain. This article has not been reviewed or approved by or otherwise endorsed by any of these companies or organizations.

Miles Junkie covers airline miles, hotel points and credit card earning program information and travel in general with an eye towards ethical & eco-conscious exploration.

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